What Does Auto Symbol 67 Cover on a Truck Policy? CA 00 20 Explained, 2026

Symbol 67 means Specifically Described Autos. It is a standard ISO covered-auto designation symbol, and it lives on the Motor Carrier Coverage Form CA 00 20, not on the Business Auto Form CA 00 01 that most symbols articles describe. Under a 67 the only vehicles covered on that line are the units in Item Three of your declarations with a premium charged against them, and a truck bought mid-term needs two conditions plus notice within 30 days.

Is auto symbol 67 a real ISO symbol, or did my agent make it up?

Real. ISO publishes several commercial auto forms, and each numbers covered autos in its own block, as the IRMI glossary lists them.

ISO form	Number	Symbol range	Scheduled autos
Business Auto	CA 00 01	1 to 9, plus 19	7
Motor Carrier	CA 00 20	61 to 71, plus 79	67
Auto Dealers	CA 00 25	21 to 31	27
Truckers, withdrawn	CA 00 12	41 to 50, plus 59	46

Most policies in force today show edition 11 20 on CA 00 01 and CA 00 20, and the edition date printed in the form footer is the version you hold. ISO retired the Truckers form in its 2010 revision with the advisory notice CA P 005 06 10, Replacement Of The Truckers Coverage Form With The Motor Carrier Coverage Form, listed in the North Carolina Reinsurance Facility circular that tracked that revision. Since then CA 00 20 is the only ISO auto form designed for trucking, per the Rough Notes analysis of CA 00 20, yet trucking risks are still written on CA 00 01, so one owner-operator sees a 7 and his neighbour a 67. For the 1 to 9 family, see the commercial auto symbols guide and the deep dive on symbols 7, 8 and 9.

What do symbols 61 through 79 mean on the Motor Carrier form?

Meanings per the FC&S analysis of CA 00 20:

Symbol	Meaning on CA 00 20	Business Auto twin
61	Any auto, the broadest designation.	1
62	Owned autos only, including units acquired later.	2
63	Owned private passenger type autos only.	3
64	Owned commercial autos: truck, tractor or trailer you own, plus non-owned trailers behind them for liability.	4 is the nearest; 64 is narrower
65	Owned autos that must carry no-fault benefits.	5
66	Owned autos that must carry uninsured motorists coverage.	6
67	Specifically described autos: scheduled units only, where a premium is charged. Liability also reaches a non-owned trailer pulled by a scheduled power unit.	7
68	Hired autos only. Excludes a private passenger type auto taken from an employee, partner, member, agent or their household.	8
69	Trailers you do not own under a written trailer or equipment interchange agreement. Switches on Section III damage.	none
70	Your trailers in someone else's possession under a written interchange agreement; lifts the physical damage exclusion for them.	none
71	Non-owned autos only, including employee cars used in the business.	9
79	Mobile equipment subject to a state financial responsibility law.	19

Symbol 68 is wider than Business Auto symbol 8, not narrower: CA 00 01 excludes any auto borrowed from an employee, partner or their household, while the trucking forms cut that exclusion down to private passenger types, so a tractor borrowed from your own driver is covered under a 68 but not an 8. Numbers 72 and 73 are custom symbols added by endorsement CA 99 54, Covered Autos Designation Symbol, and mean only what that endorsement page says.

I bought another truck mid-term. Is it covered under symbol 67?

Symbols 61 through 66, plus 79, extend automatically to autos of the described type acquired during the policy period. Symbol 67 does not. A unit bought after inception is covered only if the insurer already covers all autos you own for that coverage or it replaces one you owned, and you give notice within 30 days. FC&S quotes the form: "You tell us within 30 days after you acquire it that you want us to cover it for that coverage."

Typical scenario: the third tractor

Typical scenario, an illustrative composite rather than a real client. Yulian Voznyak runs two tractors under his own authority, both in Item Three, symbol 67 next to liability and physical damage. In March he buys a third tractor and puts a driver in it that week. The third truck replaces nothing, and a schedule is a list rather than a blanket, so condition one fails on the day of purchase. Under symbol 62 it would have been automatic. One email fixes it.

Why the internet says "symbol 67 is just symbol 7 with a six in front", and why that is only half right

The half that is right: 67 and 7 carry the same definition and the same 30-day rule, so a chart that translates one into the other is not lying. The half that is missing: the number tells you which form you are on, and the two forms are not the same contract. The Rough Notes section-by-section comparison lists where CA 00 20 departs from CA 00 01:

Where the forms differ	Business Auto CA 00 01	Motor Carrier CA 00 20	Why a 67 carrier should care
Number of sections	Five	Six: the extra one is Section III, Trailer Interchange Coverage	Your physical damage is Section IV, and your trailer interchange line has its own limit, deductible and exclusions
Who Is An Insured	Standard list	Adds the owner of a hired or borrowed vehicle used in your motor carrier business, and the trailer's owner while it is attached to a covered power unit	The lessor of a tractor you pull under a 68 is an insured on your policy
Physical damage exclusions	Standard list	Also excludes covered autos in someone else's possession under a written trailer interchange agreement, unless symbol 70 lifts it	Your own trailer at a partner carrier's yard is bare without a 70
Hired autos symbol	8 excludes any auto from employees, partners, members or households	68 excludes only private passenger types from them	Borrowing a driver's tractor is inside 68, outside 8
Definitions	No definition of private passenger type or motor carrier	Defines both, and adds containers to the definition of trailers for trailer interchange	A chassis and box at the port are trailers for Section III purposes
Other Insurance	One approach to hired autos	A different approach to vehicles hired to or from others and to trailer interchange units	Which policy is primary on a leased-on driver's tractor is decided here, not by the symbol

So when a broker or a certificate reviewer translates your 67 into "scheduled autos" for an ACORD 25, that is correct. When someone tells you that a Motor Carrier policy with 67 on every row behaves exactly like a Business Auto policy with 7 on every row, the sections above are the reasons it does not.

What happens to a trailer I do not own under symbol 67?

Two different questions hide in that sentence. For liability, 67 already reaches a trailer you do not own while it is attached to a scheduled power unit: if that trailer's brakes fail on I-78, the third party's claim is inside your policy. For damage to the trailer itself, 67 does nothing: that is Section III, Trailer Interchange Coverage, and it switches on only with symbol 69 on the trailer interchange row and a written interchange agreement in which you assume liability for the trailer. The UIIA spells out what equipment providers expect of that coverage: it must cover comprehensive and collision as well as fire and theft, with limits and deductibles that vary by equipment provider under its Form 5B.

The loss	Which symbol or coverage answers	Without it
Third party injured by a non-owned trailer behind your scheduled tractor	67 on the liability row	Not an issue: the symbol text already includes the trailer for liability
Damage to another carrier's trailer in your possession under a written interchange agreement	69 on the trailer interchange row, Section III	Denied under a 67-only policy; the equipment provider bills you
Damage to your own trailer while a partner carrier has it under a written agreement	70 on the physical damage row	Excluded by the Section IV exclusion for trailers in others' possession
Damage to a trailer you pull with no written agreement at all	Neither 69 nor 70: see non-owned trailer coverage	Section III does not respond without a written agreement

Second typical scenario, also a composite. Prokhor pulls a large brokerage's trailers out of the Kearny yards under the brokerage's written interchange agreement. His policy shows 67 on every row and an unpriced Trailer Interchange line in Item Two with no symbol next to it, because the quote was cheaper that way. A forklift at a receiver punches a hole in the trailer floor. The brokerage invoices him under the agreement he signed; his adjuster points to the blank symbol and the empty premium cell. The fix is a 69 on that row, a limit and a per-trailer deductible, priced in Item Six of the Motor Carrier declarations: see when trailer interchange coverage is required.

Where do I look in my own policy to check this?

Item Two carries the symbol column between the coverage name and the limit, and lines can carry different symbols, so write down all of them. Item Three is the schedule, where a missing VIN is a missing truck. The Trailer Interchange line needs a 69: a quoted line with no symbol is not coverage. On the Motor Carrier declarations CA DS 21 the trailer interchange schedule is Item Six, and the walk through every item is in how to read a declarations page. Many Russian-speaking owner-operators never open the form itself; if the page is new to you, use the guide on how to read a policy. The same concept sits at 27 on the Auto Dealers form, per the FC&S notes on the Auto Dealers Coverage Form, and at 46 on the old Truckers form: one idea, four form-specific numbers.

Does symbol 67 satisfy FMCSA financial responsibility rules?

FMCSA cares about limits, not symbols. Table 1 to 49 CFR 387.9 is a public liability schedule, and nothing in it mentions covered autos.

Rule	What it sets	What it says about symbols
49 CFR 387.9, entry (1)	$750,000 for interstate for-hire nonhazardous property at 10,001 lbs GVWR or more	Nothing
49 CFR 387.9, entry (3)	$1,000,000 for listed oil and general hazmat	Nothing
49 CFR 387.9, entries (2) and (4)	$5,000,000 for bulk hazardous substances and highway route controlled Class 7	Nothing
49 CFR 387.7(b)(1)	Coverage runs until terminated; cancellation takes 35 days written notice from the date it is transmitted	Nothing
MCS-90 endorsement	Insurer pays a final judgment for public liability "regardless of whether or not each motor vehicle is specifically described in the policy"	Overrides the symbol for the public, then the insured reimburses the insurer

The endorsement reaches FMCSA in your exact legal name through the BMC-91 filing; when it drops, authority follows. And the MCS-90 is no rescue for an unscheduled truck: it pays the public, then makes the insured reimburse the insurer for any payment the company would not have owed under the policy.

What should you ask before renewing a 67 policy?

1. "Which rows carry 67, and which carry 61 or 62?" Liability on 61 with physical damage on 67 is a normal structure; 67 everywhere is the one that bites on the day you buy a truck.
2. "Do you already insure every auto I own for physical damage?" If one unit runs bare, the newly acquired auto condition is broken before you start.
3. "Who do I email on the day I buy a truck, and what is the 30-day date?" Get a name and an address, not a promise.
4. "Does the trailer interchange row have a 69, a limit, a deductible and a premium?" Four blanks, four ways to lose a trailer claim.
5. "Are we on CA 00 20 11 20 or a proprietary form?" Read it off the footer; a symbol outside 61 to 71 and 79 is the insurer's own code.

TruckSafe is an independent platform, not a licensed insurance agency: we do not quote, bind or approve coverage. We put your declarations page next to what licensed brokers structure for an operation like yours, in Russian, Ukrainian or English: structure review request, (315) 871-0833.