TruckSafe

Stop overpaying for Truck Insurance

We compare 15+ insurance companies and find the best quote for your USDOT. Save up to $3,600/year.

Trusted by 4,897+ truckers

Get a Quick Quote

Free, no-obligation quote

Free Comparison

Why pay more for the same insurance?

We compare rates from leading insurance carriers and help you pick one of the best options by price and coverage for your truck. The average owner-operator saves $2,000–5,000 per year.

Average market price

$14,800

Through TruckSafe

$11,200
– $3,600
average annual savings

Who we help

We work with:

Owner-operators with 1 truck
Small fleets with 2–8 trucks
New MC / New Authority
Dry Van, Reefer, Flatbed, Car Hauler
Drivers with upcoming renewal
Drivers who need a COI right after policy is bound
Those starting MC/DOT + insurance bundle

Commercial Truck Insurance

What's included in coverage

Full coverage for your trucking business — quote by USDOT, 15+ carriers comparison, COI after policy is bound.

Truck Liability
Cargo Insurance
Physical Damage
Trailer Interchange
General Liability
COI after policy is bound
Quote by USDOT
15+ carriers comparison

We also help with

Personal Auto Insurance

Affordable personal vehicle insurance with multi-policy discounts for truckers

Business Insurance

General liability, workers comp, and other business coverage for trucking companies

Already have USDOT?

We'll compare 15+ insurance companies and show you where you can save.

Just starting MC/DOT?

Visit TruckerNavi — we'll help you launch your trucking business end-to-end.

How we work

A transparent process with no hidden fees

1

Leave your USDOT or contact info

Takes less than a minute.

2

We compare options from 15+ insurance companies

We look at price AND coverage.

3

You get a quote and choose the best option

Free, no-obligation quote.

4

Get your COI after policy approval

Usually same day after policy approval.

Real savings cases

Anonymized client data

Owner-operator, NJ
Before:$17,800/yr
After:$12,900/yr
Savings:$4,900/yr
Small fleet (5 trucks), IL
Before:$42,000/yr
After:$34,500/yr
Savings:$7,500/yr
Owner-operator, FL (Reefer)
Before:$22,400/yr
After:$15,800/yr
Savings:$6,600/yr
Owner-operator, CA (Car Hauler)
Before:$28,900/yr
After:$21,200/yr
Savings:$7,700/yr

What drivers say

30+ reviews from Russian-speaking truckers across America

← swipe to browse →

Hauled reefer for 5 years, always paid $17,000+. TruckSafe found $12,800 with same coverage. The difference — that's two months of truck payments.
НФ

Nikolay F.

Owner-operator, Memphis

My wife found TruckSafe online, I was skeptical at first. Called them — real Russian-speaking guys, explained everything. Saved $3,100 on the same coverage. Now I recommend them to everyone.
ОД

Oleg D.

Owner-operator, Sacramento

Needed bobtail insurance — my agent didn't even know what that was. TruckSafe set it up in a day. Professionals who understand trucking from the inside.
ПР

Pavel R.

Owner-operator, Minneapolis

Just bought my truck, didn't understand insurance at all. Called TruckSafe — they explained every item in Russian. 4 hours later I was driving with my COI. Huge thanks.
ДБ

Dmitry B.

Owner-operator, Atlanta

My wife has her own truck, I have mine. TruckSafe insured us both — together we saved $5,500 a year. Multi-truck discount really works if you know who to go to.
ВЕ

Vadim & Elena S.

Owner-operators, Indianapolis

I work local, under 100 miles. My agent was rating me as OTR — that's why it was $15,000. TruckSafe classified it correctly — came to $9,800. Huge difference.
ГХ

Gennady Kh.

Owner-operator, Baltimore

For three years my agent kept raising the price saying 'that's the market'. Through TruckSafe one phone call saved me $4,200. Wish I'd reached out sooner.
ВМ

Viktor M.

Owner-operator, Dallas

When I had an accident, my TruckSafe agent called me himself and explained what to do. In Russian. In a stressful situation that's priceless. They didn't just sell me a policy and forget.
ДЛ

Denis L.

Owner-operator, Tampa

Flatbed — insurance is always more expensive. Everyone quoted me $18,000+. TruckSafe found $14,200 through Great West. Same 1M/1M liability, $100k cargo.
ВИ

Valery I.

Owner-operator, Oklahoma City

The coolest thing — they sent me a comparison of 5 different companies in a table. I chose myself. Nobody ever did that before. Usually the agent just names a price and that's it.
ВБ

Vladislav B.

Owner-operator, Salt Lake City

They found me workers comp for $3,400. Was paying $5,100 before. Same company — Sentry. My old broker just had too high a commission. TruckSafe plays it straight.
ЭЯ

Eduard Ya.

Company owner, San Antonio

I had 2 claims last year, nobody wanted to insure me. TruckSafe found a company that took me at a reasonable price. Without them I'd be parked.
РТ

Ruslan T.

Owner-operator, Houston

When I call my old agent — no answer. When I call TruckSafe — they pick up right away. For me that matters more than price. Although the price is lower too.
МШ

Maxim Sh.

Owner-operator, Phoenix

Moved from Ukraine, my English is weak. Couldn't get insurance anywhere — too confusing. TruckSafe explained everything in Russian, helped with every step. Price — $9,400.
БГ

Bogdan G.

Owner-operator, Portland

My policy was expiring in 3 days, my old agent wasn't answering. Messaged TruckSafe on Telegram — they replied in 10 minutes. Next day I had a new policy. $2,800 cheaper.
СЛ

Sergey L.

Owner-operator, New Jersey

Was driving a truck from California, needed insurance ASAP. They set it up in 2 hours, all by phone. Didn't have to go anywhere. That's how service should work.
АП

Andrey P.

Owner-operator, Los Angeles

Been with TruckSafe for 2 years now. First year saved $3,600. Second year — another $800 after renewal shopping. They called me themselves and offered to find something cheaper. Who does that?
ИМ

Ilyas M.

Owner-operator, Chicago

I compared myself — called 6 companies. Spent a week. Then called TruckSafe — in 1 day they gave me 4 quotes, and the cheapest was lower than anything I found.
СГ

Stanislav G.

Owner-operator, Jacksonville

A friend recommended TruckSafe. I called, gave my DOT number, they called back in an hour with a price — $10,200. I was paying $13,800 before. Got it done same day.
ЕЦ

Evgeny Ts.

Owner-operator, Charlotte

They found me cargo insurance for $1,800 instead of the $3,200 I was paying. Same limit, same company. My agent was just overcharging me. Thanks TruckSafe for opening my eyes.
АН

Artem N.

Owner-operator, Denver

Messaged them on Telegram on a Sunday evening. Thought they'd reply Monday. They answered in 20 minutes. On a Sunday. Now that's service.
КЗ

Kirill Z.

Owner-operator, Austin

Honestly? I thought all this 'we'll save you money' stuff was a scam. But for real — was paying $14,600, now paying $11,100. Same Progressive, same coverage. Just a different agent.
КА

Konstantin A.

Owner-operator, Cleveland

I'm 23, 1 year CDL experience. Everyone said 'too young, expensive'. TruckSafe found an option at $12,500. Not cheap, but others wanted $19,000. We'll re-quote next year.
НВ

Nikita V.

Owner-operator, Raleigh

I have 3 trucks. Used to pay almost $48,000 a year. TruckSafe bundled everything — came out to $38,500. Almost $10,000 in savings. That's serious money.
ИВ

Igor V.

Fleet owner, Nashville

I haul hazmat — insurance is a whole different headache. TruckSafe found a specialized carrier. $16,800 instead of $22,000 I was paying. And the agent actually understands hazmat.
ГС

Grigory S.

Owner-operator, Houston

I was paying $16,000 a year for insurance. The guys at TruckSafe found me the same coverage for $11,800. Everything was done in 2 days, COI came same day. Highly recommend.
АК

Alexey K.

Owner-operator, Chicago

Physical damage coverage — that's where the money is. My old agent had an inflated truck value. TruckSafe recalculated at actual value — minus $1,900 off the policy.
РЕ

Roman E.

Owner-operator, Kansas City

Just got my MC authority, didn't know where to start. TruckSafe walked me through the whole process — filing, insurance, COI for brokers. All in one week. No stress.
ТК

Timur K.

New owner-operator, Columbus

Switched trucks — needed to redo insurance. Old agent said wait 2 weeks. TruckSafe re-did it in 3 hours. I didn't lose a single working day.
ЮП

Yuri P.

Owner-operator, Seattle

4 companies rejected me because of my new CDL. TruckSafe didn't give up — found a fifth one that agreed. Price is above average, but they'll re-quote in 6 months. Main thing — I'm working.
АО

Alexander O.

Owner-operator, Detroit

We work with leading insurance carriers

Progressive logo
Canal logo
Great West logo
Sentry logo
National General logo
Cover Whale logo
BiBERK logo
THREE logo

A team that speaks your language

Real specialists. Russian-speaking. They understand trucking from the inside.

7 specialists · NY · NJ · FL

Natalia Gorbacheva

Natalia Gorbacheva

47 y.o.

Senior Insurance Consultant

Dmitry Bubenchikov

Dmitry Bubenchikov

40 y.o.

Head of Sales

Sukhrab Nagaev

Sukhrab Nagaev

39 y.o.

Fleet Insurance Specialist

Ruslan Potovskiy

Ruslan Potovskiy

32 y.o.

Account Manager

Renata Nagaeva

Renata Nagaeva

29 y.o.

Claims & Support Specialist

Alina Valeeva

Alina Valeeva

27 y.o.

Quote Specialist

Ksenia Ponomareva

Ksenia Ponomareva

23 y.o.

Customer Success

Frequently Asked Questions

How much does truck insurance cost?
The cost depends on cargo type, operating radius, driving experience, and claims history. On average, an owner-operator pays $8,000 to $18,000 per year. We compare offers from 15+ companies to help you pick one of the best options by price and coverage.
How fast will I get my COI?
In most cases, a Certificate of Insurance (COI) is issued the same day after policy approval. Typically the entire process — from application to COI — takes 1–3 business days.
Do I need an SSN to apply?
Not necessarily. For commercial insurance, your USDOT number, MC number, and company information are sufficient. An SSN may only be required for certain types of personal insurance.
What documents do I need for a quote?
For a quick quote, you only need your USDOT number — we automatically pull your company data. For final processing you'll need: CDL, current policy (if any), and truck information.
Is this free?
Yes, the quote is free with no obligations. You only decide after seeing options.
What if I already have an agent?
You can simply compare your current price. We'll check if there are better options and you decide whether to switch.
Does cheaper mean worse coverage?
No. We compare price AND coverage so you understand exactly what's included in your policy.
Can I get insurance for a New MC?
Yes, we work with new authority and help find options for new trucking companies.
What if my renewal is coming up?
Best to compare options 30–60 days before renewal so you don't renew blindly.
Do you help with MC/DOT?
Yes, through TruckerNavi you can register MC/DOT, compliance, and insurance in one place.
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